Bah Humbug - Who Needs Life Insurance?

Raising a Family

Let’s dispel this notion right now….Most all of us need life insurance. Yes, we need it. I know you want to live a long, full, richly rewarding life. Who doesn’t? But what if that’s not meant to be? Then what? That’s where life insurance comes in to play. Insurance by its very definition helps to hedge against risk. Death at an inopportune time represents a real risk. We all know we will die; it’s just a matter of when. Since none of us knows the ‘when is it going to happen part’, we must find a way to hedge that risk. After all, our bills won’t go away nor will our responsibilities, obligations or our desires for the ones who matter most….

Here’s the real truth! There is no better, more economical way, to hedge that risk, then with the purchase of life insurance. Where else can you get a significant payout for a fraction of the pay in?? Sure you can invest, but the accumulation of real wealth takes time. What if you don’t have that time? Do you really want to saddle your loved ones with the day-to-day bills, the mortgage, raising the family, child care costs, college tuition, weddings, retirement, and most of all, the funeral expense!! I don’t think so.

There are soooooo many options in today’s life insurance marketplace. I am sure there is one that’s just right for your situation, and one that works within your budget too! Stop letting the fear of not having any life insurance, the procrastination that I will worry about this tomorrow, or I can’t really afford it, get in the way. Make the call and talk to us. We can give you a no obligation free life insurance quote and help you figure out what’s best for you. That’s what we do, day in and day out. Take a moment to read some of our blogs and you will see we know our business and we want to help you.

About the author:  Michele Cleary has been in the business for over 35 years and holds a CLTC designation. She believes that life insurance can give you and your family peace of mind, especially when you have other things to worry about. Michele now has 4 grown children and knows that proper planning is essential. You can reach her at 1-800-651-1953 or MCleary@Pivot.com.