Another Way To Look At New Year's Resolutions - Include Term Life Insurance

Raising a Family

Did you get your term life insurance yet? If not, then put it on your list of resolutions for 2015. Wow! 2014 went fast. Now is the perfect time for those of you who don’t have term life insurance to get that policy in place. As I’ve said in previous blogs, one constant reason I hear from clients is that they are looking into life insurance because a family member or friend recently passed. For many of these clients their loved ones or friends did not have any life insurance at all, leaving them financially unprotected.

It seems like for many people their New Year’s resolution lists are similar. I know in the past, I have included on my list getting in shape or more fit, eating healthier, doing a better job of staying in touch with family and friends. Some people say that rather than wait for New Year’s why not just start now? I think the thing with New Year’s is the idea that January first is a clean start. It’s day one and all of the holiday celebrating is over. I agree that with all of the holiday parties and food you might as well enjoy the time and not stress out over it.

Another way to look at resolutions is to choose the ones that are most important in your life. Then you can take one resolution and designate it for the month of January. So let’s say that one of your resolutions is to focus on family/extended family and staying in touch by doing more activities throughout the year as a family. For the month of January focus on re-establishing contact and reviewing different ways you can stay in touch and not rely on just holidays, funerals or birthday parties.

As you are thinking about family, don’t forget about term life insurance. Do you have any or have you been planning to look into it? For many people term life insurance is about financially protecting their families, so don’t leave this important item off your resolution list. Maybe you have a resolution to get better control on your finances and budget. For the month of February why not focus on that specific area? This is my way of taking a different approach. Each month you choose a topic or resolution and focus on it for the whole month. Rather than listing out who knows how many things that you want to do, change or get involved in, focus on one thing at a time.

So as you review your list of resolutions make sure term life insurance is included.

About the author: Dan Cody has been in the life insurance business for over 7 years. He loves playing a variety of instruments including the guitar, bass, drums, and piano. He also supports cancer research foundations and volunteers at local pet shelters. Dan enjoys helping customers understand life insurance, so they can find a solid policy that fits their needs. You can reach Dan at 1-800-651-1953 or DCody@Pivot.com.