Assess Needs | Pivot Life Insurance Calculator

Take the guesswork out of how much life insurance you need. Access your easy & quick to use myPivot life insurance calculators.

Your Monthly Household Expenses

Estimate the life insurance coverage amount you will need to best protect your family and be able to cover your current monthly expenses over a specific number or years.

Coverage Needed *

*Minimum Face Amount is $100,000


Reset Form

Your Income Requirements

Estimate the life insurance coverage you will need to maintain your current salary over time to ensure your loved ones are taken care of. Typically your current annual salary.

Annual Net Income

For How Long?

Coverage Needed *

*Minimum Face Amount is $100,000


Reset Form

Your Debt

Estimate how much life insurance coverage you will need to pay off your entire debt load and secure your family's financial future.

Coverage Needed *

*Minimum Face Amount is $100,000


Reset Form

Your Combined Needs

Estimate the life insurance coverage amount you will need to best protect your family over a specific number of years.

Coverage Needed *

*Minimum Face Amount is $100,000


Reset Form

Have Questions?

Hi, I'm . I am part of the PivotCare Team. We are ready to help you, please contact us.

Email Icon Call us

Sometimes not knowing how much life insurance you need holds you back. At Pivot, we want to arm you with information. We feel that if you have a strong working knowledge of life insurance options, you will better understand how to protect your loved ones.

There are many ways to estimate life insurance needs. Since each of our situations is unique, it is only reasonable to think that each of us would have different goals. Some want a life insurance policy that will cover all debts, others base life insurance coverage off of monthly expenses, and some choose to purchase a policy that will allow their loved ones to replace a breadwinner’s current salary over a specific period of time. 

The Pivot Needs Calculators can help you get a good handle on the type of life insurance coverage that is best for your immediate needs, along with the amount of life insurance needed to meet your goals. Go ahead and try them out… and give us a call when you are ready to discuss your policy options further!