Affordable Life Insurance for the College Graduate


You may not have thought about a life insurance policy while you were away at college. The pomp and circumstance music is barely out of your head, you just cleaned out your college dorm room, and you worked your last shift at your part-time job. Now you are on your way back home as a college graduate.

You are excited to begin this new chapter in your life! Writing a resume and looking for employment in the field of your studies. You can hang out and catch up with your hometown friends who went to different schools.

After getting settled in back home, you open the mailbox and bam! Your first college college loan payment. Talk about bursting your balloon. You push that aside and see you received other mail such as credit card applications, life insurance notifications (yeah, who can afford life insurance with a college loan), graduation cards with checks in them (now that’s what I’m talking about!).

You were too busy studying at college to even think about a life insurance policy. If you pass away before your loans are paid off, that debt will become your parents’; or (if you are married), your spouse’s debt. There is affordable life insurance to cover both your student loans and your burial expenses. You could obtain a $200,000 term life insurance policy for 20 years with a monthly payment that is less than a pizza night at college. You can run an online quote now and see how inexpensive life insurance can truly be.

You should discuss buying life insurance with your parents. Did you know there is an option that your parents can be the payor of the policy until you secure a full-time job? They can even continue to pay for the policy for their own peace of mind knowing that your student loans and final expenses would be covered.

About the author: Teri Costen has been in the life insurance business for over 20 years. She is a mother of three who enjoys working out, taking aerobic kickboxing classes, and making stained glass. Teri believes that finding the right life insurance policy helps protect your family and loved ones. You can contact Teri at 1-800-651-1953 or