Life Insurance - Financial Protection for Your New Spouse


Life insurance is the last thing on your mind when that “big day” finally arrives. You’ve have made all the wedding plans (date is selected, where the reception going to be, what will you be serving your guests, do you have a band or a disc jockey, who will be in the wedding party). You think you have it all covered but there is one thing missing: Do you have enough life insurance to assist your new spouse should you pass away?

You might think that this seems a little crazy to worry about when you are preparing to get married. But what you need to remember is that you will no longer only be thinking about yourself. When you get married, you are now adding the responsibility of providing both emotional and financial support for another individual. This is where life insurance comes into play. Although you may be a two income family now, should you pass away wouldn’t you want to ensure that your remaining spouse has some financial protection?

By purchasing term life insurance, you can help insure that you have provided financial security for a specific number of years and based on your age and health, this protection could be obtained at a reasonable price. Term life insurance is temporary coverage that allows you to secure a larger coverage amount for a specified period of time. For instance, it can be purchased to cover your new 20 year mortgage.

Again, when preparing for that wedding day where two individuals become one, don’t forget to make sure that there is some financial protection for your new spouse. In my opinion, the best way to get peace of mind is to obtain some term life insurance that would cover your lost income should something happen to you. This may be the best wedding gift that you could give your new spouse.

About the author: Jim Marcinkewicz has been in the life insurance business for over 6 years. He is a big supporter of the American Red Cross and teaches both CPR and First-Aid classes. With two daughters in college, Jim knows the expense it takes to care for your family and enjoys helping others prepare their futures as well. You can reach Jim at 1-800-651-1953 or