To Stress or not to Stress? That is the Question
Is there such a thing as good stress? In a nut shell, yes!! I have been thinking lately that there are times when I have felt more productive and focused while under pressure. I always say “nothing like a party to get the house in order” or “I can’t believe how much work I got done knowing I’d be on vacation next week”. I am sure you have had similar experiences. I did a little research on the topic and came across an article on About.com titled “What kind of stress is good for you”, written by Elizabeth Scott, M.S. I found it interesting and it confirmed what I suspected. Stress shouldn’t always get a bad rap. In the article, she suggests that there is such a thing as good stress. Believe it or not, good stress is an essential ingredient for a healthy life. The trick is to cultivate the good stress while keeping the bad away. It’s an important point because your health does matter when it comes to purchasing life insurance. Good stress will help keep your vital statistic numbers where you want them. Bad stress may play havoc on those same vital statistic numbers, not so good for life insurance premium rates. By vital statistics I mean weight, blood pressure, etc.
The easiest way for me to describe what Elizabeth wrote about good stress is to equate it with being excited or feeling good about something. That’s what gives us a sense of purpose and a reason for living. Knowing who we are, what we really like to do and then putting ourselves in those types of situations, is a sure fire way of getting a healthy dose of good stress.
She also goes on to describe acute stress. Acute stress helps us get through a temporary scare or surprise. This is a form of stress we were built to handle but only is small doses. We do need to bring our body’s responses back to a more normal state quickly when faced with this type of stress.
And lastly, there is one type of stress we don’t ever want and that’s chronic stress. This can come from feeling overwhelmed, fearful or threatened with no end in sight. If it goes on for a prolonged period of time, it may affect our health. This is where stress gets the bad rap and rightfully so. We need to find ways to eliminate it as quickly as possible. You can find all kinds of useful information out on the internet.
We are here to help you through the underwriting and application process and we may even have a few good tips on whether to stress or not to stress!!
About the author: Michele Cleary has been in the business for over 35 years and holds a CLTC designation. She believes that life insurance can give you and your family peace of mind, especially when you have other things to worry about. Michele now has 4 grown children and knows that proper planning is essential. You can reach her at 1-800-651-1953 or MCleary@Pivot.com.