Life Insurance - Protecting My Family Against Breast Cancer
It’s not the greatest reason to think about life insurance, but a necessary one. With October being breast cancer awareness month, I often contemplate the fact that there is a history of breast cancer in my family. My wife’s mother was diagnosed with it much later in life than any of us would have suspected, but as we know now, it can strike at any age.
When her diagnosis came in, I thought about my wife and about what would happen to my two twin boys and myself if we ever lost her. As the primary bread winner in the family, it would have an immediate impact on our financial situation. Not to mention our mortgage and the boys college education. Our life insurance gives us peace of mind when it comes to this potential risk.
Knowing that my wife is at risk because breast cancer can be hereditary, it’s easier to sleep at night knowing that my mortgage would be paid off and I could put the boys through school. It would enable us to survive the financial loss.
According to the National Cancer Institute, there will be over 232,000 new cases of cancer in 2014, accounting for over 40,000 deaths. Those staggering numbers are usually out of sight, out of mind. It’s not until someone you know becomes part of that statistic. I’m glad to say that my mother-in-law is a breast cancer survivor and doing well in her 80’s. But the thought still looms over my head that knowing now that it runs in the family. I’m always asking my wife if she’s up to date on her check-ups and mammograms.
I can at least sleep at night knowing that owning life insurance, will protect my family should we ever have to deal with this horrible disease. So with breast cancer awareness month upon us, there’s no better time to take inventory of your life insurance and make sure you have the coverage you need to support your family in a time of crisis.
About the author: Mark Yurkovic has been in the life insurance business for over 12 years, and holds CLTC, LUTCF, and CES designations. He enjoys building remote control boats, and playing instruments including the piano, guitar, banjo, and mandolin. Mark would love to discuss life insurance options and work towards finding the best policy fit for your family. You can contact Mark at 1-800-651-1953 or MYurkovic@Pivot.com.