HS Senior Applying for College? Parents Don't Forget Life Insurance


Thinking of life insurance while your high school senior is in a whirlwind of activities is probably not on the forefront of your mind. Your child is getting excited for their prom, graduating, and going away to college next year. As parents, we are in full panic mode thinking of the costs associated with college.

I recently attended our annual family “Cousins Reunion” and naturally, our children were at the top of the discussion. There are three of us who have children just entering into their first year of college, two who have children still in college, and three who have high school seniors applying for college. My niece, who is one of the high school seniors, has already started the process of visiting and applying to colleges. She has already applied at approximately eight different colleges.

The college application process is a lot more than just submitting an application. There are usually fees involved, writing essays, and gathering written recommendations, providing high school transcripts, and SAT scores. My brother told me of a website called www.collegedata.com which provides a lot of information from college search engines, college chances calculator (to predict your college admissions chances at 1,900 colleges and universities), scholarship finder, college costs calculator, and a financial aid calculator. As parents, we have to do our homework as well when planning for college.


About the author: Teri Costen has been in the life insurance business for over 20 years. She is a mother of three who enjoys working out, taking aerobic kickboxing classes, and making stained glass. Teri believes that finding the right life insurance policy helps protect your family and loved ones. You can contact Teri at 1-800-651-1953 or TCosten@Pivot.com.