The Impact Life Insurance can have on a Legal Guardian

Raising a Family

I think about life insurance at the oddest times. My sister just had surgery. She’s 1,500 miles away and I hated not being there to see her when her surgery was successfully completed. I did get to talk to her once she came out of the recovery room (and breathed a HUGE sigh of relief) so I was grateful for that. The entire day had me thinking about what would I do if something happened to her, she’s my best friend? How would my brother-in-law, nephew and niece cope with the loss? Then my mind wandered to what would we do if something happened to her husband as well? I know, morbid thinking – but the mind goes where the mind goes. This is where life insurance comes in.

I’m getting to my point, I promise – just a bit more background. I clearly remember the day my sister and brother-in-law decided to name me as legal guardian for their children if something were to happen to them. I was honored and quite honestly surprised since I don’t have children of my own. I initially didn’t think of what that would entail, just had tears in my eyes that they felt I would be a suitable stand-in parent. 

A life insurance policy can help alleviate financial strain that being a guardian can have as your family expands with the addition of your nieces and/or nephews. Although nothing can minimize the emotional strain of the loss but knowing that you have a financial safety net will give you one less thing to worry about. The most important thing is that you raise these children in the manner in which their parents would have wanted.

About the author: Lauri Pella has been in the life insurance business for over 29 years. She is a fitness enthusiast who actively supports foundations like the American Cancer Society, and the March of Dimes. Lauri would love the opportunity to help your family have a peace of mind, knowing they have the right life insurance coverage. You can contact Lauri at 1-800-651-1953 or