So This is Christmas

Life Insurance

I can’t seem to get this John Lennon tune out of my head these days. Could be because I’ve heard it a thousand times on the radio since Thanksgiving.

The opening verse which goes as follows, “So this is Christmas; And what have you done; Another year over; And a new one just begun”, always gives me pause. I stop and think about what have I actually accomplished this past year and what do I want to do next year.

Like many things, I’ve put off some decisions because I simply didn’t want to deal with them or I used the excuse there’s always tomorrow. With the start of each new year, I get a burst of energy to resolve all my open items. It won’t last the whole year but I do usually get some things on my list done.

Purchasing life insurance is one of the things I think a lot of people put off because we don’t want to think about death or possibly, we fear it. After all, none of us thinks we are going to die now. It’s kind of funny, it’s the one thing that is certain in life and yet we are slow to or don’t insure against it. We will insure our homes, our cars, our boats, etc., even though we may never actually have to file a claim….We just think there’s a greater chance something will happen or in some cases, we are forced to make the purchase. Not so with life insurance, that decision is totally ours to make.

Maybe it’s time to add the purchase of life insurance to your New Year’s list, or just a policy review, to be sure matters are in order. Just a thought….If you don’t know how to get started, simply call the PivotCare team. Simply put, that’s why we are here, to help you get started.

I’ll end this post with the chorus line of John Lennon’s “So This is Christmas” song:

“A very Merry Christmas and a happy New Year; Let's hope it's a good one without any fear….”

About the author:  Michele Cleary has been in the business for over 35 years and holds a CLTC designation. She believes that life insurance can give you and your family peace of mind, especially when you have other things to worry about. Michele now has 4 grown children and knows that proper planning is essential. You can reach her at 1-800-651-1953 or