How Do You Know If You Are Physically Fit?


In honor of National Family Fit Lifestyle month, I decided to do a little research on the topic. After all, how do you know if you are physically fit? Why is that important anyway?

For life insurance rates, being fit matters. People who are physically fit tend to live longer and that means better (lower) life insurance rates. To me being physically fit means being able to function effectively throughout my day, take care of my usual activities and still have enough energy left over to handle any extra stresses or emergencies that invariably come up. If you have kids, you know what I am talking about. Sounds pretty straight forward to me, but, I couldn’t let it lie there…..So I did what any of us would do, I Googled the words “how do I know if I am physically fit”. Google kindly returned 5,810,000 results. Wow!! That’s a lot of material to digest. As I scanned some of the articles I walked away thinking the following, (you didn’t really think I’d read them all did you?);

· Being fit is multi-billion dollar business … there must be something to this or somebody is getting really rich off of all of this

· You can buy all kinds of gadgets to help you monitor and measure your “fitness”….. helpful

· If you don’t like an answer, you can find an opposing viewpoint…....thank goodness for that

· There are all kinds of ways to measure being physically fit……and here I just wanted the cliff notes version

· There is no one clear definition of being physically fit……I am now very careful about saying I am physically fit

The real message to me is simple, there are some key health indicators that I want to be sure are in the normal to good zone, given my age. I’ll name a few, which include blood pressure, weight, and cholesterol level. I also want to be sure I am active and that does include some type of formal exercise every day (not much, but something other than sitting on the couch). Lastly, I want to watch what I eat to maintain a healthy diet and yes, I admit I do follow all the latest fads.

I did learn some interesting things in my quest for information and I encourage all of you do the same. After all, none of us is exactly the same. What I need to focus on may be completely different than what you need to focus on. I’d love to hear your thoughts on the topic of being physically fit….maybe you have some tips for me!

About the author:  Michele Cleary has been in the business for over 35 years and holds a CLTC designation. She believes that life insurance can give you and your family peace of mind, especially when you have other things to worry about. Michele now has 4 grown children and knows that proper planning is essential. You can reach her at 1-800-651-1953 or