Life Insurance During National Time Management Month
Did you start to think about your life insurance needs before the holidays and procrastinated, as you didn’t have time? Well, The National Association of Professional Organizers (NAPO) is the sponsor of February is National Time Management Month. The concept recognizes that the holidays are over and we are well into the New Year and it is time to sit down and set your plans to accomplish your goals.
People don’t plan to fail, however, many people fail to plan. Planning your time and tasks should be scheduled as appointments. Ranking the most important appointments and tasks should be prioritized in your schedule. You may have said you will call when you have the time to get your life insurance in order but you don’t seem to find the time. Providing for your family’s financial security by being adequately insured in the event of your passing should be a top priority to schedule a time in your planner.
I often hear people say they will hold off getting their life insurance until they lose weight, quit smoking, lower their cholesterol or blood pressure, or pay off credit cards. Often times they are not successful with reaching their goals and don’t get the life insurance they need. People carrying extra weight, have high cholesterol or high blood pressure, and use tobacco products may be considered higher risks reinforcing the need of being properly insured. People carrying debt on credit cards may always maintain credit card balances. If these issues are preventing you from getting your life insurance program in tact, consider what action needs to occur to correct the issues. Consider scheduling exercise time daily and consider options to help you quit smoking.
Now is the time to put your plan into action by setting time in your schedule to get your life insurance program in shape. Here is a tip to consider; applying for life insurance in February will probably result in a policy issued in March or April. Annual premiums will fall due during those months. Many people who file income tax returns may receive tax returns during those months, which can be used to pay life insurance premiums.
About the author: Ken Buccico holds a LUTC designation and has been in the life insurance business for 39 years. His wealth of experience empowers clients to make best possible decision regarding a life insurance policy. To explore the best life insurance option, contact Ken at 1-800-651-1953 or KBuccico@Pivot.com.