Life Insurance and the Lottery. What do they have in common?
I was thinking about the 3 lucky winners of the recent Power Ball drawing. There is no planning or other skill involved in walking away with millions, it’s all about luck. You either happen to personally pick the right numbers or you choose a quick pick and let the computer randomly pick the numbers for you, it’s still all about luck.
I think one could make the argument there is an element of luck associated with life insurance too. Who knows, maybe you can live long enough not to have to worry about the financial future of loved ones. They may already be financially set or have arrived at death’s door before you. The odds of either of these two scenarios playing out are right up there with the chances of you winning the lottery; about 1 in 268 million. Do you really want to gamble with your loved ones financial future? Your better bet is to recognize life insurance for what it is, a hedge bet. You are making sure that no matter when your death happens, your family will be safe from financial worry.
If you don’t have any life insurance or are not sure if it’s enough, give us a call at 1-800-651-1953 and one of our PivotCare licensed insurance professionals will be happy to help you get started. While it can seem overwhelming, there is no need to worry, we have years of experience working through the process and working with the various life insurance carriers.
We’ll do a health, financial and needs analysis with you where we determine the right life insurance face amount, premium amount and life insurance carrier. Underwriting rules vary from one life insurance carrier to another. We know those differences and can guide you on which carrier’s products and underwriting rules best suit your personal needs. From there, we’ll collect the application data from you over the phone, get your exam ordered, and then work with the carrier’s underwriting department to get you a decision as quickly as possible. We are with you every step of the way.
While we can all fantasize about being the big lottery jackpot winner, in reality the odds just aren’t with us…but we can beat the odds for protecting our loved ones financial future by making a life insurance purchase. What are you waiting for? Let’s get started on that hedge bet now….
About the author: Michele Cleary has been in the business for over 35 years and holds a CLTC designation. She believes that life insurance can give you and your family peace of mind, especially when you have other things to worry about. Michele now has 4 grown children and knows that proper planning is essential. You can reach her at 1-800-651-1953 or MCleary@Pivot.com.