Term Life Insurance and the Importance of Good Nutrition

Life Insurance

Term life insurance and good nutrition are closely related. Did you know that March is National Nutrition Month? Did you know that full underwritten term life insurance means there is a health exam and a review of medical history? There are many factors that go into determining if a person is approved for a term life insurance policy. Your health can be the difference of being approved for term life insurance or being declined.

So as you shop for term life insurance, here are some of my thoughts on ways to practice good nutrition for National Nutrition Month:

  1. Try replacing chips, cookies and candy with healthy fruits and vegetables. A favorite combination of mine is carrot sticks and hummus. I know it can be hard to resist your favorite snacks but try alternating between some of the less healthy and healthier snacks. Eating some fruits and vegetables as opposed to none is better than nothing!
  2. Try eating smaller portions. Have you noticed that when you go out to eat some of the portion sizes are gigantic? I know from my own experience that even if you think you are full but food is still in front of you what happens? You continue to pick at the food. Don’t be tempted. Take the remaining food home and have it for lunch the next day.
  3. Try new healthier foods. Have you ever had quinoa? How about Indian food or Thai food instead of the same old foods and side dishes. There are many alternatives that are very healthy. Search out new foods and spices. Try them and see what you like. You never know until you try it right?
  4. Have a salad with a meat or seafood when you go out to eat. Some fish such as salmon are very nutrient rich and combined with a nice salad is a great and filling meal. Mix it up when you go out to eat and try new things. Don’t always order the same meal every time.
  5. Allow yourself to have cake and ice cream. I think what happens with diet fads and nutrition crazes is that people think they have to completely change their eating and lifestyle habits. Don’t go overboard and don’t feel guilty about ice cream or that piece of chocolate cake. Often times I hear the best thing to do is practice moderation.

The thing to remember about term life insurance is at the end of the term, the premiums for insurance will automatically be higher. If you renew a term policy, the premium will increase every year after that. So think about your health and your future. If that term policy comes to an end and you apply for a new term policy and your health has taken a turn for the worse, it could be even more expensive or sometimes people end up being declined due to poor health.

About the author: Dan Cody has been in the life insurance business for over 7 years. He loves playing a variety of instruments including the guitar, bass, drums, and piano. He also supports cancer research foundations and volunteers at local pet shelters. Dan enjoys helping customers understand life insurance, so they can find a solid policy that fits their needs. You can reach Dan at 1-800-651-1953 or DCody@Pivot.com.