Top 5 Reasons to Walk and Maybe Lower Your Life Insurance Rates!

Life Insurance

Because we often write about term life insurance, the importance of good health and exercise, it’s important to highlight different forms of exercise and health. I have spoken with clients who thought that term life insurance was too expensive or that because they had a medical condition, they would be prevented them from even being considered. Yes, your age is a big factor and so is your health, as both can raise the cost of insurance. But don’t let either of these stop you from working towards getting coverage.

You need to keep in mind there many other factors that go into providing an accurate quote and this is where your health comes in. So in the spirit of promoting good health and its relationship to term life insurance I thought I would highlight a form of exercise we do every day which is walking. Did you know April 1st is national Walking day? When it comes to exercise and health I think many people think you have to be drowning in sweat at a gym or running every day. Yes, those are 2 good forms of exercise but walking is just as important.

Here are my top 5 great and fun facts about walking based on my own walking and exercise practices:

  1. Walking helps to keep weight off and can lead to lower blood pressure.
  2. When using my Fitbit,I strive to take ten thousand steps per day. It’s a challenge and the Fitbit is a great motivating tool.
  3. Each year I walk along with my colleagues at in the March for Babies as part of the March of Dimes fundraiser walk. Many people turn out for this event, raise money and have fun walking a brisk 3 mile course.
  4. You can walk and hike on mountain paths where cars or even bikes can’t go. When you reach the summit of a mountain, it’s not only a great accomplishment but you will have a great view to look out over, a wonderful reward! Also don’t forget all those steps and exercise your body is benefiting from.
  5. Walking gets you up off of the couch. Now I’ll admit I like a number of sitcoms and TV shows but it can be very easy to sit and watch TV. Walking gets you moving and active, which is a key ingredient to your good health.So as you carve out time for your favorite shows and other hobbies, remember to add walking to that list.

A great place to walk, if you’re not up for mountain paths, is to do a search for local wildlife sanctuaries. Often times these types of place will have flat walking trails that groomed and marked so you can walk easily and not get lost. So remember how important your health is not only now but in the future. What if you need more life insurance in the future? You will want to be just as healthy then as you are now.

About the author: Dan Cody has been in the life insurance business for over 7 years. He loves playing a variety of instruments including the guitar, bass, drums, and piano. He also supports cancer research foundations and volunteers at local pet shelters. Dan enjoys helping customers understand life insurance, so they can find a solid policy that fits their needs. You can reach Dan at 1-800-651-1953 or