The New Graduate Shows Love and Gratitude Through Life Insurance


Gerald and Martha never had life insurance. They lived a very simple life in a rural community littered with farms and mom-and-pop stores. Few had money for such “luxuries” as life insurance, but what they did have was a solid work ethic, and a highly frugal save mentality which they hoped would pay off for their family, and for Gerald, a family name to be proud of.

Their daughter, Margaret, was a fine caliber human being, modest, kind, and had a memory most would die for. The whole community knew she would be someone of great stature some day. Yes-sir-ee, she would make her parents proud!

Low and behold, the day came when every cent Gerald and Martha had saved up came to fruition. From the pedestal on the stage of a renowned university, walked up the valedictorian of her class, a petite pony-tailed auburn haired graduate, Dr. Margaret from the country. Her presentation made a statement, turning heads, tearing eyes, and launching flying hands clapping in the air. It was at that moment, time stood still for two proud parents that had sacrificed nearly every penny and second in their faith-filled existence to gaze upon their greatest creation. A reflection upon how neither one of them had ever graduated from high school, let alone college, having worked in the fields and in the homestead from childhood, they stood in complete jubilation and wonder at what their glory-girl had accomplished.

To them, her life was worth protecting. Gerald and Martha had never thought of themselves as worthy of such a gift as life insurance. They possessed little esteem for themselves, and what little pride their souls could ever muster was quickly channeled to the elevation of their daughter. She was the princess in the tower, the maiden in the castle, the joy of their lives. Little did they know that what they could not do for themselves in their young adulthood, Margaret would soon step up to do.

Shortly after the signing of Margaret’s new medical doctor contract, she became the “payor” of her parent’s new whole life insurance policies! She also became the “payor’ of their new Long-Term Care insurance contracts. The sacrifices of the parents turned into their bounty later on as Margaret clearly showed her gratitude as best she could, hoping her parents would not have to suffer anymore. We are not all so blessed as to have our children do these financial acts of kindness for us. But let this be a lesson for all of us in the nature of sacrifice, and where there is love, there is also life insurance.

About the author: Kyle McDonald holds FIC, FICF, FSCP® & CLTC designations. His viewpoint on life insurance is simple, “Anyone with a family must have life insurance. In the end, life insurance is for others you care about, not you.” He is ready to help you and your family get the best option available. Contact Kyle today at   1-800-651-1953 or