Life Insurance Provides The Opportunity To Enjoy Proud Parent Moments


Graduation is one of the most proud moments that a parent may enjoy because a child or a loved one had the opportunity to attend the school that will launch them into a successful career. April is a great month to start preparing for graduation to experience those “proud parent moments”. Unfortunately, those moments may not occur if you are not financially prepared to fund the cost of education and you pass away without adequate life insurance.

People can provide the funds to cover the costs of their children’s college and possibly graduate school expenses through the purchase of life insurance. The amount of life insurance needed can be calculated by taking the ages of your children against the anticipated college costs with adjustments for inflation. Saving and investing for college expenses is difficult enough while income is earned every year, but the death of an income provider jeopardizes the opportunity to give a family member the good fortune to graduate and enhance their hope of competing in the job market.

Factoring adequate life insurance to fund private, secondary and graduate school expenses into your total needs assessment for life insurance is a personal choice and can be considered either on the primary wage earner or both spouses in the household.

My wife and I had the opportunity to see our children graduate and those moments were certainly some of the proudest parent moments we have had. Fortunately we both were around to celebrate those moments. As an insurance advisor I had life insurance that would have funded the college expenses if had I passed away unexpectedly.

Consider that a male age 40; non-smoker with exceptional health can purchase $500,000 of 20 yr. term with Protective Life Insurance Company for under $30 per month. A dollar a day can provide a half million dollars of life insurance proceeds if you die anytime during the 20 yr. term period.

Give your family members the opportunity to attend the schools that will give them the competitive advantage should you pass away by purchasing life insurance. And hopefully you will be there to enjoy those proud parent moments!

About the author: Ken Buccico holds a LUTC designation and has been in the life insurance business for 39 years. His wealth of experience empowers clients to make best possible decision regarding a life insurance policy. To explore the best  life insurance option, contact Ken at 1-800-651-1953 or