Pivot Life Insurance Carriers

Pivot is dedicated to providing you with a quality life insurance policy- a policy that is specific to your family and your needs. We work with the best life insurance brands to achieve the best for you and your loved ones.

AIG is a U.S. based Insurance company with Headquarters located in Nashville, TN. They have been offering Life Insurance products to American families since 1850 - with over 13 million customers and benefit payouts totaling $38 billion.

Ratings

S & P – A+ (Strong)
Moody’s – A2 (Good)
Fitch – A+ (Strong)

AIG Select-A-Term Life Insurance

American General Life Insurance Underwriting Considerations for Driving History

AIG Life Insurance Underwriting Considerations for Driving History

John Hancock is a U.S. based Insurance company Owned by Manulife Financial – a Canadian firm. John Hancock have been offering Life Insurance products to Americans since 1862 and currently have over $320 billion assets under management.

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Ratings

S & P – AA- (Very Strong)
Moody’s – A1 (Good)
Fitch – AA- (Very Strong)

John Hancock's Term Life Insurance Portfolio

John Hancock Life Insurance Underwriting Considerations for Driving History

Lincoln Financial is a U.S. based company with headquarters located in Philadelphia, PA. They have been offering Life Insurance products to Americans for over 100 years - with 12 million customers and over $207 billion in assets under management.

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Ratings

S & P – AA- (Very Strong)
Moody’s – A1 (Good)
Fitch – A+ (Strong)

Lincoln Financial - The Asset-Based MoneyGuard

Life Insurance and Long Term Care with Lincoln Financial

Brighthouse Financial’s strategy is to offer a tailored set of annuity and life insurance solutions through a broad network of distribution partners. The company aims to deliver simple and transparent solutions that are valuable to advisors, their clients and our shareholders.

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Ratings

S & P – AA- (Very Strong)

Moody’s – Aa3 (Excellent)

Fitch – AA- (Very Strong)

For over 85 years, Nationwide has been helping families protect what is important to them. Based in Ohio, Nationwide has $158 billion in assets across and offers everything from a full range of financial products and services.

Ratings

S & P – A+ (Strong)
Moody’s – A1 (Good)
Fitch – N/A

Nationwide’s Indemnity Life Insurance and Long Term Care Combo

Nationwide Life Insurance Underwriting Considerations for Driving History

Principal is a U.S. based Insurance company with Headquarters located in Des Moines, IA. They have been offering Life Insurance products since 1879 - with 18.9million customers and $466billion in assets under management.

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Ratings

S & P – A+ (Strong)
Moody’s – A1 (Good)
Fitch – AA- (Very Strong)

Exciting News from Principal Financial Group - A new rider

Principal Life Insurance Underwriting Considerations for Driving History

Protective is a U.S. based insurance company with headquarters located in Carmel, IN. They have been offering Life Insurance products to Americans for over 100 years and have over $68 billion in assets under management.

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Ratings

S & P – AA- (Very Strong)

Moody’s – A2 (Good)

Fitch - A (Strong)

Protective Life Insurance; A Low Cost Insurer for Healthy Seniors

Protective Life Custom Choice Universal Life Insurance

Transamerica is a U.S. based insurance company with headquarters located in Cedar Rapids, IA. They have been offering Life Insurance products to Americans since 1961 and have over $105 billion in assets under management.

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Ratings

S & P – AA- (Very Strong)
Moody’s – A1 (Good)
Fitch – AA- (Very Strong)

Transamerica: Friendly Life Insurance Rates for Smokers

TransACE with Long-Term Care - Twice the Value, Twice the Protection

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Mutual of Omaha is a U.S. based Insurance company with Headquarters located in Omaha, Nebraska. They have been offering Life Insurance products to Americans since 1909 and has over $32 billion in assets under management.

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Ratings

S & P – AA- (Very Strong)
Moody’s – A1 (Good)
Fitch – N/A

Long Term Care Insurance - Calendar days Vs Service days?

Mutual of Omaha’s Long Term Care Insurance 'Cash Benefit'

Headquartered in New York City, Voya Financial offers banking, investments, life insurance and retirement services to over 13 million customers, corporate and institutional clients in more than 40 countries. With a dedicated workforce of approximately 7,000 employees.

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Ratings

S & P – A (Strong)
Moody’s – A2 (Good)
Fitch – A (Excellent)

Get Your Term Life Premiums Back with Voya Return Of Premium Endowment Term

Voya Financial's TermSmart Term Life Insurance Series

Pivot Life Insurance Carriers

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